Banking sector stability in “new Europe”: impact of foreign banks.- XIII majanduspoliitika teaduskonverents, Tartu Ülikool, Mattimar, 2005, pp. 207-215. Cited in databases: ECONIS.

Short-Term Effects of Foreign Bank Entry on Bank Performance in Selected CEE Countries. - Working Papers of Bank of Estonia, No. 4, 2005, 28 p.

Effects of foreign banks entry on bank performance in the CEE countries. – University of Tartu, Faculty of Economics and Business Administration Working Paper Series, No. 33, 2004, 44 p. Cited in databases: EBSCO, EconPapers, WoPEc, Socionet, IDEAS, Inomics, Social Science Electronic Network, ECONIS.

Foreign Banks and Private Credit Supply in Estonia. – Accounting and Finance in Transition. Volume 1. Greenwich University Press, 2004, lk. 433–464. (co-author M. Sõrg)

Foreign Banks’ Entry into a Transition Country: Effects in Estonia. – European Research on Foreign Direct Investment and International Human Resource Management. Vaasan Yliopiston Julkaisuja. Selvityksiä ja raportteja 112. Vaasa, 2004, lk. 151–176. (co-author M. Sõrg)

Impact of Foreign Banks’ Entry into the CEE banking Market: Comparative Empirical Evidence. – Integration of Financial Sectors of Baltic States into the European Union: Challenge and Experience. Edited by Mart Sõrg and Vello Vensel. Tallinn, 2004, lk. 337–361. (co-authros G. Dubauskas, T. Kowalski, V. Vensel)

Impact of Foreign Banks on Banking Sector Stability in Central and Eastern European Countries. – Financial Sector Research in Estonia. Research Seminar Papers. Eesti Pank. Tallinn, December 14, 2004, lk. 93–108.

Implications of Foreign Bank Entry on Central and East European Banking Market. – Kroon & Economy No.1, 2004, lk. 25–31.

Implications of foreign bank entry on central and east European banking market. – Retail Banking and Economic Growth – Local Banking in a Global Context. A report from The Second Workshop of The Göran Collert Research Foundation, September 22–23, 2004, lk. 26–34.

Motives And Impact Of Foreign Banks’ Entry In CEE Countries: Comparative Empirical Study. – The 2004 International Applied Business Research Conference (San Juan, Puerto Rico, March 2004). ABR Conference Proceedings. CD (article no. 227). (co-authors M. Sõrg, V. Vensel)

The Competitiveness of Estonian Banks in EU. – Integration of Financial Sectors of Baltic States into the European Union: Challenge and Experience. Edited by Mart Sõrg and Vello Vensel. Tallinn, 2004, lk. 77–116. (co-author M. Sõrg)

The internationalization of Estonian banks: inward versus outward penetration. – Financial Markets in Central and Eastern Europe. Stability and efficiency perspectives. Ed-s: Balling, M., Lierman, F. and Mullineux, A. Routledge Studies in the European Economy, 2004, pp. 251–290. Publisher: Routledge, Taylor & Francis Group.(co-authors M. Sõrg, U. Varblane, V. Vensel)

Välispankade tuleku mõju Kesk- ja Ida-Euroopa pangandusturule. – Kroon & Majandus. Nr. 1, 2004. Eesti Pank, lk. 25–31.

Effects of foreign banks entry: The Case of Estonia. – 7th Vaasa Conference on International Business, August 24–26, 2003. Conference Proceedings. University of Vaasa, Finland. CD. (co-author M. Sõrg)

Performance of Domestic and Foreign Banks in Transition Countries. – Management of Organizations: Systematic Research No. 27. Vitautas Magnus University, 2003, pp. 155–161. Cited in databases: Central and Eastern European Online Library (C.E.E.O.L), All-Union Institute of Scientific and Technical Information of Russian Academy of Science (VINITY), Information and Learning Limited ProQuest.

The Impact of Foreign Banks’ Entry into the European Union Candidate Countries. – International Society for the Study of European Ideas (ISSEI), 8th International Conference “European Culture in a Changing World: Between Nationalism and Globalism”, 22–27, July 2002, Aberystwyth, University of Wales. Conference Proceedings. CD. (co-author V. Vensel)

A test of competition in Estonian banking market. – X Teadus- ja koolituskonverentsi “Euroopa Liiduga liitumise mõju Eesti majanduspoliitikale” ettekanded-artiklid. BERLIN VERLAG Arno Spitz GmbH, MATTIMAR OÜ, 2002, lk. 255–265. (co-author K. Ahi)

Foreign Banks Entry into the Estonian Market: Motives and Impact. – Foreign Banks and Economic Transition. Working Papers. Edited by Tadeusz Kowalski, Robert Lensink and Vello Vensel. The Poznan University of Economics, Poland, 2002, lk. 179–194. (co-author V. Vensel)

Motives of Foreign Banks’ Entry into the Transitional Economies: The Comparative Empirical Evidence from Estonia and Poland (TTUWPE No. 02/78). – Papers of the 5th Conference on Financial Sector Reform in Central and Eastern Europe: The Impact of Foreign Banks’ Entry (26–27 April 2002, Tallinn). TTUWPE(BFE) No. 02/65 – 02/90. Edited by Tadeusz Kowalski, Robert Lensink and Vello Vensel. Tallinn: Tallinna Tehnikaülikool, 2002, pp. 177–190. (co-authors V. Vensel, T. Kowalski)

Nordic Banks Entry into Estonian Market. – Entry and Marketing Strategies into and from Central and Eastern Europe. Proceedings of the University of Vaasa. Ed. by Jorma Larimo. Vaasa 2002, pp. 131–148. (co-author M. Sõrg)

The Impact of Foreign Banks Entry into Estonian Banking Market: Survey Results (TTUWPE No. 02/82). – Papers of the 5th Conference on Financial Sector Reform in Central and Eastern Europe: The Impact of Foreign Banks’ Entry (26–27 April 2002, Tallinn). TTUWPE(BFE) No. 02/65 – 02/90. Edited by Tadeusz Kowalski, Robert Lensink and Vello Vensel. Tallinn: Tallinna Tehnikaülikool, 2002, pp. 217–238. (co-author V. Vensel)

Activities of Foreign Banks in Estonian Market: a Survey. – IV International Scientific Conference “Topical Financial Problems in Transition Economies”. Poceedings. TÜ rahanduse ja arvestuse instituut, OÜ Tartumaa Trükikoda, 2001, pp. 253–263.

Foreign banks’ entry into Estonian banking market: motives and Effects. – IX Teadus- ja koolituskonverents “Harmoniseerimine ja vabadus Eesti Vabariigi majanduspoliitikas integreerumisel Euroopa Liiduga. Tallinn: Mattimar OÜ, 2001, lk. 523–530.

Foreign Banks’ Entry into Estonian Banking Market. – The Future of Retail Banking and Customer Relations. A report from The first workshop of the Göran Collert Research Foundation. Göran Collert Foundation, September 13–14, 2001, pp. 79–88.

The Development of Internationalization of Estonia Banking. – Finances and credit: problems, conceptions, management. Scientific papers, Vol. 644. Edited by Elmārs Zelgalvis. Riga: University of Latvia, 2001, pp. 621–632. (co-author M. Sõrg)

Banking sector stability in “new Europe”: impact of foreign banks.- XIII majanduspoliitika teaduskonverents, Tartu Ülikool, Mattimar, 2005, pp. 207-215. Cited in databases: ECONIS.

Short-Term Effects of Foreign Bank Entry on Bank Performance in Selected CEE Countries. - Working Papers of Bank of Estonia, No. 4, 2005, 28 p.

Effects of foreign banks entry on bank performance in the CEE countries. – University of Tartu, Faculty of Economics and Business Administration Working Paper Series, No. 33, 2004, 44 p. Cited in databases: EBSCO, EconPapers, WoPEc, Socionet, IDEAS, Inomics, Social Science Electronic Network, ECONIS.

Foreign Banks and Private Credit Supply in Estonia. – Accounting and Finance in Transition. Volume 1. Greenwich University Press, 2004, lk. 433–464. (co-author M. Sõrg)

Foreign Banks’ Entry into a Transition Country: Effects in Estonia. – European Research on Foreign Direct Investment and International Human Resource Management. Vaasan Yliopiston Julkaisuja. Selvityksiä ja raportteja 112. Vaasa, 2004, lk. 151–176. (co-author M. Sõrg)

Impact of Foreign Banks’ Entry into the CEE banking Market: Comparative Empirical Evidence. – Integration of Financial Sectors of Baltic States into the European Union: Challenge and Experience. Edited by Mart Sõrg and Vello Vensel. Tallinn, 2004, lk. 337–361. (co-authros G. Dubauskas, T. Kowalski, V. Vensel)

Impact of Foreign Banks on Banking Sector Stability in Central and Eastern European Countries. – Financial Sector Research in Estonia. Research Seminar Papers. Eesti Pank. Tallinn, December 14, 2004, lk. 93–108.

Implications of Foreign Bank Entry on Central and East European Banking Market. – Kroon & Economy No.1, 2004, lk. 25–31.

Implications of foreign bank entry on central and east European banking market. – Retail Banking and Economic Growth – Local Banking in a Global Context. A report from The Second Workshop of The Göran Collert Research Foundation, September 22–23, 2004, lk. 26–34.

Motives And Impact Of Foreign Banks’ Entry In CEE Countries: Comparative Empirical Study. – The 2004 International Applied Business Research Conference (San Juan, Puerto Rico, March 2004). ABR Conference Proceedings. CD (article no. 227). (co-authors M. Sõrg, V. Vensel)

The Competitiveness of Estonian Banks in EU. – Integration of Financial Sectors of Baltic States into the European Union: Challenge and Experience. Edited by Mart Sõrg and Vello Vensel. Tallinn, 2004, lk. 77–116. (co-author M. Sõrg)

The internationalization of Estonian banks: inward versus outward penetration. – Financial Markets in Central and Eastern Europe. Stability and efficiency perspectives. Ed-s: Balling, M., Lierman, F. and Mullineux, A. Routledge Studies in the European Economy, 2004, pp. 251–290. Publisher: Routledge, Taylor & Francis Group.(co-authors M. Sõrg, U. Varblane, V. Vensel)

Välispankade tuleku mõju Kesk- ja Ida-Euroopa pangandusturule. – Kroon & Majandus. Nr. 1, 2004. Eesti Pank, lk. 25–31.

Effects of foreign banks entry: The Case of Estonia. – 7th Vaasa Conference on International Business, August 24–26, 2003. Conference Proceedings. University of Vaasa, Finland. CD. (co-author M. Sõrg)

Performance of Domestic and Foreign Banks in Transition Countries. – Management of Organizations: Systematic Research No. 27. Vitautas Magnus University, 2003, pp. 155–161. Cited in databases: Central and Eastern European Online Library (C.E.E.O.L), All-Union Institute of Scientific and Technical Information of Russian Academy of Science (VINITY), Information and Learning Limited ProQuest.

The Impact of Foreign Banks’ Entry into the European Union Candidate Countries. – International Society for the Study of European Ideas (ISSEI), 8th International Conference “European Culture in a Changing World: Between Nationalism and Globalism”, 22–27, July 2002, Aberystwyth, University of Wales. Conference Proceedings. CD. (co-author V. Vensel)

A test of competition in Estonian banking market. – X Teadus- ja koolituskonverentsi “Euroopa Liiduga liitumise mõju Eesti majanduspoliitikale” ettekanded-artiklid. BERLIN VERLAG Arno Spitz GmbH, MATTIMAR OÜ, 2002, lk. 255–265. (co-author K. Ahi)

Foreign Banks Entry into the Estonian Market: Motives and Impact. – Foreign Banks and Economic Transition. Working Papers. Edited by Tadeusz Kowalski, Robert Lensink and Vello Vensel. The Poznan University of Economics, Poland, 2002, lk. 179–194. (co-author V. Vensel)

Motives of Foreign Banks’ Entry into the Transitional Economies: The Comparative Empirical Evidence from Estonia and Poland (TTUWPE No. 02/78). – Papers of the 5th Conference on Financial Sector Reform in Central and Eastern Europe: The Impact of Foreign Banks’ Entry (26–27 April 2002, Tallinn). TTUWPE(BFE) No. 02/65 – 02/90. Edited by Tadeusz Kowalski, Robert Lensink and Vello Vensel. Tallinn: Tallinna Tehnikaülikool, 2002, pp. 177–190. (co-authors V. Vensel, T. Kowalski)

Nordic Banks Entry into Estonian Market. – Entry and Marketing Strategies into and from Central and Eastern Europe. Proceedings of the University of Vaasa. Ed. by Jorma Larimo. Vaasa 2002, pp. 131–148. (co-author M. Sõrg)

The Impact of Foreign Banks Entry into Estonian Banking Market: Survey Results (TTUWPE No. 02/82). – Papers of the 5th Conference on Financial Sector Reform in Central and Eastern Europe: The Impact of Foreign Banks’ Entry (26–27 April 2002, Tallinn). TTUWPE(BFE) No. 02/65 – 02/90. Edited by Tadeusz Kowalski, Robert Lensink and Vello Vensel. Tallinn: Tallinna Tehnikaülikool, 2002, pp. 217–238. (co-author V. Vensel)

Activities of Foreign Banks in Estonian Market: a Survey. – IV International Scientific Conference “Topical Financial Problems in Transition Economies”. Poceedings. TÜ rahanduse ja arvestuse instituut, OÜ Tartumaa Trükikoda, 2001, pp. 253–263.

Foreign banks’ entry into Estonian banking market: motives and Effects. – IX Teadus- ja koolituskonverents “Harmoniseerimine ja vabadus Eesti Vabariigi majanduspoliitikas integreerumisel Euroopa Liiduga. Tallinn: Mattimar OÜ, 2001, lk. 523–530.

Foreign Banks’ Entry into Estonian Banking Market. – The Future of Retail Banking and Customer Relations. A report from The first workshop of the Göran Collert Research Foundation. Göran Collert Foundation, September 13–14, 2001, pp. 79–88.

The Development of Internationalization of Estonia Banking. – Finances and credit: problems, conceptions, management. Scientific papers, Vol. 644. Edited by Elmārs Zelgalvis. Riga: University of Latvia, 2001, pp. 621–632. (co-author M. Sõrg)